Category Archives: Frugal Living

How to Lower Your Grocery Bill Without Using Coupons

Grocery Shopping Budget – Homemade Ginger I’ve gone back and forth so many times about doing a post on my grocery shopping budget. I love reading what other people are doing to stay on a budget, how much they spend … Continue reading

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Five Ways to Cut Christmas Spending

If money is tight this holiday season, why not consider cutting back on your holiday spending? Take a minute to read through the following suggestions. Saving money at Christmas time is probably easier than you think!

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12 Tips for Buying Food on a Budget

Do you cringe every time you get to the checkout in the grocery store?  I sure do!  Is money a little tight right now? Are you trying to stretch those dollars? In today’s society it’s very common to have difficulty … Continue reading

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7 Ways to Save Energy in the Kitchen

Your kitchen can be one of the biggest energy wasters in your entire household. With all the large and small appliances, and all the activity that goes on there, there is always something waiting to drain energy. There are many … Continue reading

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Eating Your Way into Debt – The Cost of Eating Out

It starts as one lunch out with your co-workers and before you know it, you are eating out every day instead of bringing your own meal. Or perhaps a monthly ladies’ night out morphs into three nights per week for … Continue reading

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6 Simple Steps for Repairing a Poor Credit Score

A good credit score is something that you often take for granted until it is gone. Having a poor credit score will cripple you in many ways, from not being able to get credit when necessary, to being stopped from … Continue reading

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6 Ways to Avoid Financial Scams

With the benefits of the ease of communication in the world today, there come a few drawbacks. One of these drawbacks is the amount of financial scams that are circulating. We must all be aware of the tactics that are … Continue reading

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7 Ways to Save Money When Shopping for Food and Household Goods

It is a good idea to be aware of the amount of money that we spend on items that are needed on a regular basis. When times are tough, it is this knowledge that can help us to survive on … Continue reading

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5 Things to Do If You’re Drowning in Debt

When your finances seem to be headed down a wrong path and your debt is getting out of control, be wise and take stock of the direction you are going in. There are steps you can take to prevent you … Continue reading

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How to Set Up a Household Budget by the Numbers

Do you worry about money a good bit of the time? Do you want to set up a budget, but aren’t sure where to start? Here are five simple steps and tips to help you outline a budget and begin … Continue reading

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4 Effective Ways to Keep Your Grocery Bill Under Control

For many of us, the grocery bill is one of the biggest monthly expenses. In fact, in may be second only to the mortgage. Even though our income may stay the same, grocery prices seem to rise. But take heart. … Continue reading

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3 Useful Tips for Organizing Your Finances

Is your financial paperwork a jumbled mess? If you answered “yes,” you’re certainly not alone. The good news is that there are many simple things you can do to better organize your bank statements, receipts and even your bookkeeping-related paraphernalia. … Continue reading

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How Getting Organized Can Save You Money

(NAPSA) – Is your life so disorganized that it’s costing you money? If you’re like all too many Americans, you’re spending so much time rummaging around for lost or misplaced items – wasting a combined 9 million hours a day … Continue reading

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Recycled Sweater Blankets and Throws

When my mother was a little girl, her mother made quilts from old blue jeans. But here’s another really interesting idea – quilts, blankets, and throws from old sweaters. There are many ideas and also some tutorials here. Some of … Continue reading

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How to Use Your Washer and Dryer More Effectively

Your laundry room presents the most opportunities in helping to save water and energy. Do you think you’re using your washer and dryer right? These simple steps should help you in using your washer and dryer more efficiently. Image credit: … Continue reading

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